Events & Entertainment

Eligible operations


  • Individual event participants (not the event itself)
  • Event staff, planners, and promoters (as individuals)
  • Musicians
  • Magicians
  • DJs
  • Actors
  • Speakers
  • Entertainers:
    • Balloon artist
    • Belly dancer
    • Caricature artist
    • Celebrity look-a-like
    • Clown
    • Comedian
    • Contortionist
    • DJ
    • Face painter
    • Impersonator
    • Impressionist
    • Juggler
    • Magician
    • Mime
    • Musician (individual)
    • Musical conductor
    • Poet
    • Puppeteer
    • Santa
    • Story teller
    • Street performers
    • Ventriloquist


  • Canoe & Kayak Guides / Instructors
  • Fishing Guides
  • Float Trip Guides
  • Hiking Tour Guides
  • Nature and wildlife Guides
  • Stand Up Paddleboard (SUP) Guides

Ineligible operations

  • Acrobatic, aerialist, or stunt performers
  • Amusement device, rides or inflatables operators
  • ATV tours
  • Bartenders
  • Exotic dancers, strippers, or adult entertainment
  • Horseback trail rides
  • Hunt clubs
  • Hypnotists
  • Operations involving non-domestic animals
  • Operations involving weapons
  • Participating in protests, rallies and/or marches
  • Rock climbing
  • Skiing or Snowboarding
  • White water rafting


Add-ons must be individually added to a policy.

Appliance installation

Chimney cleaning
Performing work over three stories in height.
Concrete construction
Foundation repair.
HVAC work

LPG (propane) connections.
Snow / ice removal
Snow / Ice removal including commercial property or multi-unit residential.
Floor waxing
Floor waxing operations including commercial buildings with heavy foot traffic (e.g. malls, grocery / convenience stores, hospitals, airports).
Pest Control
Termite or bed beg remediation.
Operations including E.I.F.S. (synthetic stucco).
New Home Building
Work on 10 or more homes or units in any one project or development.
Exterior Painting
Performing work over three stories in height.