Handymen / Handyman & Contractors

Eligible Operations

  • Alarm Systems Installation & Repair
  • Carpentry
  • Carpentry - Interior
  • Carpet Cleaners
  • Closet Installation
  • Contractors
  • Debris Removal
  • Deck Building
  • Electrical
  • Fence Building
  • Finish Carpentry
  • Finishing Contractors
  • Flooring
  • Furniture Assembly (No Cribs or Bunk Beds)
  • Furniture Installation - Office
  • Furniture Refinishing
  • Glaziers
  • Handypersons
  • Interior Painting
  • Invisible Fence Installation
  • Locksmiths
  • Masonry
  • Millwork
  • Office Furniture Installation
  • Office Machine Installation & Repair
  • Painting & Siding
  • Piano Tuning
  • Seal Coating
  • Siding
  • Small Contractors including Finishing Contractors
  • Smart Home Installation
  • Surveillance System Installation & Maintenance
  • Surveyors
  • Swimming Pool Servicing (No Construction)
  • Tiling
  • Upholstering
  • Walls
  • Wallpapering
  • Window Decorating


Ineligible Operations

  • Alarm System Monitoring
  • Assembly of Cribs or Bunk Beds
  • Demolition
  • Fire or Water Mitigation or Restoration
  • Foundation Work or Repair
  • Those Specializing in Garage Door Installation, Servicing, or Repair
  • Grading or Excavating
  • Machinery or Equipment Repair (Other Than Office Machines And Household Appliances)
  • Pool Construction
  • Roadside Assistance
  • Roofing Work or Repair
  • Street, Road and Highway Work
  • Traffic Control
  • Welding
  • Performing Work over Three Stories in Height (30 Feet)
  • Work on 10 or More New Homes or New Residential Units in Any One Project or Development
  • Work performed before or after the policy period


Add-ons

Add-ons must be individually added to a policy.


Add-On
Exclusions
Appliance installation

Chimney cleaning
Performing work over three stories in height (30 feet).
Concrete construction
Foundation repair.
HVAC work

Plumbing
LPG (propane) connections.
Snow / ice removal
Snow / Ice removal including commercial property or multi-unit residential.
Floor waxing
Floor waxing operations including commercial buildings with heavy foot traffic (e.g. malls, grocery / convenience stores, hospitals, airports).
Plastering / Stuccoing
Operations including E.I.F.S. (synthetic stucco).
Exterior Painting
Performing work over three stories in height (30 feet).
Sign InstallationPerforming work over three stories in height (30 feet).

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